7. Vidya Lakshmi As vidya means “knowledge,” this is the form of Lakshmi that helps guide one’s intellectual development. Cultivating the inherent qualities residing in one’s psyche, she helps to unlock a person’s potential, allowing them to achieve both material and spiritual success. Adorned in jewelry, Vidya Lakshmi is usually depicted with four hands — two holding lotuses, one in Abhaya mudra, and one in Varada mudra. For those who are troubled by self-doubt and insecurity, Vidya Lakshmi brings knowledge to foster mental resilience, fortitude, and strong will. More importantly, however, she also provides divine wisdom to those who are sincerely looking to spiritually transform their lives.